Company Name: HCLTech
Job Role: Associate / Senior Associate
Experience: 2 – 7 Years
Qualification: Bachelor Degree
Job Type: Full Time
Job Location: Bangalore
Salary: Best in Industry
Job Description:
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- Analyzing customer financial positions, employment history, credit history, and ability to repay.
- Understanding and applying the 4 C’s of Credit effectively.
- Ensuring compliance with regulatory and company guidelines.
- Assessing credit risk and determining loan approval/decline decisions.
- Applying lending/credit policy, mortgage insurance guidelines, and risk assessment principles.
- Communicating with external stakeholders, including Brokers/Lenders.
- Demonstrating strong customer-centric communication skills.
Core Responsibilities:
- Loan Application Assessment
- Creditworthiness Evaluation
- Income Verification
- Risk Analysis
- Property Valuation Review
- Reviewing Loan-to-Value Ratio (LVR)
- Approval or Declination of Loans
- Fraud Detection
Skills & Qualifications:
- Knowledge of Responsible Lending Obligations
- Understanding of APRA and ASIC regulations
- Strong analytical and financial assessment skills
- Excellent attention to detail and time management
- Effective communication & stakeholder management skills
- Experience with lending policies & procedures
- Experience with KYC process
Apply Mode: Walk-in
Walk-in Details:
Walk-in Date: 8th May 2025
Time: 11.00 AM – 2.00 PM
Venue Details:
HCLTech,
SEZ hub, DadaMastan Layout,
Karle Tech Park, Nagavara, 1,
Veeranapalya, Karle Town,
Bengaluru, Karnataka 560024.
Hot Openings:
