Company Name: HCLTech
Job Role: Associate / Senior Executive
Experience: 2 – 7 Years
Qualification: Any Graduate
Job Type: Full Time
Job Location: Bangalore
Salary: Best in Industry
Job Description:
The ideal candidate will be responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements. This involves reviewing loan applications, assessing documentation accuracy, verifying lending criteria, and identifying any discrepancies.
Responsibilities:
- Analyzing customer financial positions, employment history, credit history, and ability to repay.
- Understanding and applying the 4 Cs of Credit effectively.
- Ensuring compliance with regulatory and company guidelines.
- Assessing credit risk and determining loan approval/decline decisions.
- Applying lending/credit policy, mortgage insurance guidelines, and risk assessment principles.
- Communicating with external stakeholders, including Brokers/Lenders.
- Demonstrating strong customer-centric communication skills.
Core Responsibilities:
- Loan Application Assessment
- Creditworthiness Evaluation
- Income Verification
- Risk Analysis
- Property Valuation Review
- Reviewing Loan-to-Value Ratio (LVR)
- Approval or Declination of Loans
- Fraud Detection
Apply Mode: Walk-in
Walk-in Details:
Walk-in Date: 30th to 31st May 2025
Time: 11.00 AM – 2.30 PM
Interview Address:
SEZ hub,
DadaMastan Layout,
Karle Tech Park, Nagavara, 1,
Veeranapalya, Karle Town,
Bengaluru, Karnataka 560024.
Tips for Attending Walk-In Interviews
Walk-in interviews are a golden opportunity for jobseekers to secure a job without the long wait of traditional interview processes. However, with many candidates competing for the same position, it's crucial to make a strong and positive impression. Here are some valuable tips to help you stand out and succeed in your next walk-in interview.
1. Do Your Homework
Even though walk-ins are often spontaneous, take time to research the company, its services, and the role you're applying for. This shows your genuine interest and helps you tailor your responses effectively.
2. Dress Professionally
Your appearance matters. Wear neat, formal attire that suits the job role. Clean shoes, groomed hair, and minimal accessories reflect your seriousness and professionalism.
3. Carry All Necessary Documents
- Updated Resume (Multiple Copies)
- Passport Size Photographs
- Educational Certificates
- Experience Letters (if any)
- Valid ID Proof
4. Be Punctual
Arriving early gives you time to settle in, observe the environment, and be mentally prepared. It also shows that you value the interviewer’s time.
5. Practice Your Pitch
Prepare a short and effective self-introduction. Be clear about your skills, career goals, and how you can add value to the company.
6. Stay Confident & Courteous
Maintain eye contact, offer a firm handshake, and listen actively. Confidence, without arrogance, creates a positive impression.
7. Follow Up
If you’re given a business card or email, don’t forget to send a thank-you message. It reflects professionalism and interest in the role.
By following these simple yet powerful tips, you can improve your chances of converting walk-in interviews into job offers. Good luck on your career journey!
