HCLTech Walk-in Drive for Freshers as Associate Positions – HCLTech Interviews

Company Name: HCLTech

Job Role: Associate / Senior Executive

Experience: 2 – 7 Years

Qualification: Any Graduate

Job Type: Full Time

Job Location: Bangalore

Salary: Best in Industry

Job Description:

The ideal candidate will be responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements. This involves reviewing loan applications, assessing documentation accuracy, verifying lending criteria, and identifying any discrepancies.

Responsibilities:

• Analyzing customer financial positions, employment history, credit history, and ability to repay.
• Understanding and applying the 4 Cs of Credit effectively.
• Ensuring compliance with regulatory and company guidelines.
• Assessing credit risk and determining loan approval/decline decisions.
• Applying lending/credit policy, mortgage insurance guidelines, and risk assessment principles.
• Communicating with external stakeholders, including Brokers/Lenders.
• Demonstrating strong customer-centric communication skills.

Core Responsibilities:

• Loan Application Assessment
• Creditworthiness Evaluation
• Income Verification
• Risk Analysis
• Property Valuation Review
• Reviewing Loan-to-Value Ratio (LVR)
• Approval or Declination of Loans
• Fraud Detection

Apply Mode: Walk-in

Walk-in Details:

Walk-in Date: 30th to 31st May 2025

Time: 11.00 AM – 2.30 PM

Interview Address:

SEZ hub,
DadaMastan Layout,
Karle Tech Park, Nagavara, 1,
Veeranapalya, Karle Town,
Bengaluru, Karnataka 560024.