Company Name: HCLTech
Job Role: Residential Mortgage Underwriting Analyst
Experience: 1 – 5 Years
Qualification: Any Graduate
Job Type: Full Time
Job Location: Chennai, Sholinganallur
Salary: Rs.1,00,000/- to Rs.5,00,000/-
Job Description:
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- Works under moderate supervision; acquires and applies maturing knowledge of the business, its products, and processes.
- Evaluate and verify applications determining whether borrower will be able to repay the loan by performing a detailed income verification (Income Verification and analysis)
- Verify income and employment information,
- Review credit history, including Bankruptcy, Fraud alerts, Bankruptcy Discharge, Delinquency and Foreclosures. (Credit Review and Analysis)
- Calculate the value of the borrowers collateral and assets (Asset Review and Analysis)
- Ensure that the property specifications and loan terms meet Bank’s requirements and government regulations.
Skills Required:
- Excellent reading and comprehension skills.
- Excellent decision-making skills that are backed by relevant details and research.
- Good analytical and audit skills.
- Good oral and written communication skills along with good listening skills
- Knowledge pertaining to the regulations governing mortgage lending.
- Logical and reasoning skills
- Ability to multitask
- Must pay close attention to detail
Minimum Requirements
- Bachelor’s degree in any discipline preferably B. Com/BBA/MBA.
- 3 to 5 years of overall banking experience with a minimum of 1 to 2 years’ experience in residential Mortgage Underwriting for Conventional/FHA/VA loans.
- Willingness to work in night shifts is a must.
Perks and Benefits :
- MNC
- Cab facility (two way) (Upto 30 Kms Only)
- Salary : great in the industry
- Excellent working environment
- Free Cab for female employees
- International Trainers
- World class exposure
Walk-in Details:
Walk-in Date: 9th to 12th January 2025
Time: 11.00 AM – 2.00 PM
Interview Address:
Chennai:
TOWER 4 – HCL Elcot Sez,
Sholinganallur,
Chennai, Tamil Nadu 600119
Chennai Location 2:
HCL Technologies,
Elcot Sez, 602/3, 138,
Medavakkam High Road,
Sholinganallur,
Chennai, Tamil Nadu 600119.
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