HCL Direct Walk-in Interviews – Career Interviews for Freshers in HCL – Walk-in Drive in HCL

Company Name: HCLTech

Job Role: Banking Operations – Other

Experience: 2 – 6 Years

Qualification: Bachelor’s / Master’s Degree

Job Type: Full Time

Job Location: Chennai, Bengaluru, Sholinganallur

Salary: Rs.1,00,000/- to Rs.5,00,000/-

Job Description:

Job Summary:

The ideal candidate will be tasked with auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements. Responsibilities include meticulously reviewing loan applications, assessing documentation accuracy. Verifying adherence to established lending criteria and identifying any deviations or discrepancies.

Responsibilities:

• Must have experience in analysis of customers current financial position, employment history, credit history, credit needs, ability to pay and the asset being offered as security.
• Well-versed with the 4 Cs of Credit.
• Extensive skill to adhere to regulatory and company guidelines and should be able to understand complex-subject matters quickly.
• Experience in assessing the credit risk associated with each loan application and providing an outcome regarding Approval/decline of the loan application.
• Experience in lending/credit policy, product and Mortgage Insurance guidelines, and a high level of judgement, in assessing applicants credit worthiness.
• Experience in reaching out to external stake holder communication via calls with Brokers/Lenders.
• Expertise in Customer centric communication with positive repo building.
• Excellent written and verbal communication skills.

Qualification & Experience:

• Bachelors or Master’s degree in any field.
• 2+ years of experience in Pre-underwriting, Loan Processing, Mortgage Underwriting or Post Close Underwriting in Australian Mortgage, USA & UK mortgage domain.
• Proven work experience as a Mortgage Underwriter or similar role
• Strong understanding of Australia, USA, or UK lending regulations is essential for this role.

Perks and Benefits :

1. MNC
2. Cab facility (two way) (Upto 30 Kms Only)
3. Salary : great in the industry
4. Excellent working environment
5. Free Cab for female employees
6. International Trainers
7. World class exposure

Walk-in Details:

Walk-in Date: 30th November 2024

Time: 11.00 AM – 2.00 PM

Venue Details:

HCL Tech,
ITPL SEZ,
Aviator Building,
8th Floor Unit-B,
Whitefield Main Rd,
Bengaluru, Karnataka 560066.