Job Description
for Commercial Lending
Level: SPE,SME and TL
Job Description
Commercial Lending
POSITION SUMMARY
The Loan Operations department is responsible for the management and execution of thousands of Corporate & Syndicated Loan transactions daily. Responsibilities include trade processing & confirmation, settlement, fail management, risk management, and client service. The operations professionals help build and support the commercial loan products, processes and services in ways that improve efficiency and quality, while seeking new and innovative ways to support our clients changing needs.
Objectives
Operations professionals help build and support the Commercial loan products, processes and services in ways that improve profitability and efficiency, while seeking new and innovative ways to support our clients changing needs
He / she will report to the Team leader/Team Manager, Operations, who will be the first point of contact for any issues, questions, or concerns.
Key Result Areas (KRAs)
Possesses a comprehensive understanding of C&I & Wholesale loans line of businesses which include syndicated and bilateral arrangements
Experienced in reviewing loan & support documents, updating deal parameters on loan systems, tracking & performing all deal activities, and providing overall support for the assigned loan portfolio.
Activities include processing of C&I & Wholesale loans line of businesses which include syndicated and bilateral arrangements covering account maintenance, payments & servicing, loan trading, and agency functions.
Perform reconciliations for the assigned portfolio. Recon includes investigating and resolving the cash breaks and position breaks.
Completion of loans assigned my team leads make sure no SLA misses and focus on productivity and quality.
Quality review of transactions for the respective functions processed by the associates.
Authenticate transactions where applicable.
Client coordination for query resolution & process updates.
Draft process SOPs. And Manage process update trackers.
Should be able to provide ideas to improve the process
Acting as a direct point of contact for external contact, responding timely to inquiries, resolving client issues and reconciling lender discrepancies
Experience
Minimum of 2 to 12 years experience in commercial loan operations or credit/lending experience within capital markets/Investment banking & wholesale lending
Knowledge of Corporate & Syndicated Loan and Wholesale lending
Knowledge of commercial credit products
Knowledge of Origination and servicing loan systems. Experience in LoanIQ is an added advantage.
Good verbal, written and organizational skills
Detail oriented with ability to multitask and prioritize and work in a team-based environment
KNOWLEDGE AND SKILLS (DESIRABLE)
Excellent knowledge of MS Office and especially ‘Excel’.
Coaching and feedback skills.
Knowledge of six sigma / quality tools
Qualification:
Bachelor/master’s degree in commerce, Finance & Accounting
Interested candidates who are available for F2F drive on 03 Oct 2026
Role: Lending – Other
Industry Type: IT Services & Consulting
Department: BFSI, Investments & Trading
Employment Type: Full Time, Permanent
Role Category: Lending
Education
UG: Any Graduate
Key Skills
Skills highlighted with ‘‘ are preferred key skills
Commercial Lending
Bilateral Loan, Loaniq, Commercial Loans, Syndicated Loans, LIBOR, Syndication, Acbs, AFS, Loan Syndication
Time and Venue
3rd October , 10.30 AM – 1.30 PM
Cognizant Technology Solutions India Pvt Ltd, Cafeteria Block 3rd Floor A wing, Plot No. H-4, SIPCOT IT Park, Padur Post, Siruseri, Chennai, Tamil Nadu 603103, India
Contact – Gokul
Tips for Attending Walk-In Interviews
Walk-in interviews are a golden opportunity for jobseekers to secure a job without the long wait of traditional interview processes. However, with many candidates competing for the same position, it's crucial to make a strong and positive impression. Here are some valuable tips to help you stand out and succeed in your next walk-in interview.
1. Do Your Homework
Even though walk-ins are often spontaneous, take time to research the company, its services, and the role you're applying for. This shows your genuine interest and helps you tailor your responses effectively.
2. Dress Professionally
Your appearance matters. Wear neat, formal attire that suits the job role. Clean shoes, groomed hair, and minimal accessories reflect your seriousness and professionalism.
3. Carry All Necessary Documents
- Updated Resume (Multiple Copies)
- Passport Size Photographs
- Educational Certificates
- Experience Letters (if any)
- Valid ID Proof
4. Be Punctual
Arriving early gives you time to settle in, observe the environment, and be mentally prepared. It also shows that you value the interviewer’s time.
5. Practice Your Pitch
Prepare a short and effective self-introduction. Be clear about your skills, career goals, and how you can add value to the company.
6. Stay Confident & Courteous
Maintain eye contact, offer a firm handshake, and listen actively. Confidence, without arrogance, creates a positive impression.
7. Follow Up
If you’re given a business card or email, don’t forget to send a thank-you message. It reflects professionalism and interest in the role.
By following these simple yet powerful tips, you can improve your chances of converting walk-in interviews into job offers. Good luck on your career journey!
