HCLTech is conducting a walk-in drive for Freshers as Associate Positions in Chennai Location. This opportunity is open to all Graduates. More details regarding the walk-in interview, including specific venue and timing, please refer to the additional sections provided.

Company Name: HCLTech

Job Role: Associate

Experience: 3 – 8 Years

Qualification: Any Graduate

Job Type: Full Time

Job Location: Chennai

Salary: Rs.5,00,000/- to Rs.14,00,000/-

Job Description:

To effectively monitor mortgage underwriting activities, typical responsibilities in Australian mortgage roles include:

• Evaluating client financials to determine loan eligibility.
• Recommending appropriate loan products based on client needs and financial profiles.
• Processing loan applications efficiently and accurately.
• Ensuring compliance with lending regulations and internal policies.
• Maintaining quality standards, conducting regular audits, and ensuring adherence to guidelines.
• Providing constructive feedback and coaching team members to enhance performance and drive continuous improvement.

Key Responsibilities:

• Conduct audits on mortgage underwriting cases
• Evaluate adherence to Australian credit policies and lender guidelines based on SOP
• Identify errors and trends in processing
• Provide constructive feedback to underwriters based on audit findings
• Conduct one-on-one coaching sessions to address performance gaps
• Escalate potential risks or non-compliance issues to the TL.
• Ensure adherence to NCCP (National Consumer Credit Protection Act), AML, and other regulatory requirements.
• Maintain audit documentation and RCA log.
• Prepare daily/weekly audit reports
• Track individual and team quality scores

Requirements:

• Graduate/Postgraduate in Finance, Commerce, or a related field.
• 2+ years of experience in mortgage operations, with at least 1+ year in a quality assurance role
• Strong attention to detail and analytical skills, communication skills
• Good knowledge of MS-excel skills (Analysis of data and reporting dashboards).
• Ability to work in fast-paced environments and meet deadlines.

Preferred Skills:

• Certification in mortgage lending or credit assessment.
• Experience with income types including PAYG, self-employed, rental, foreign income.
• Sound knowledge of credit bureaus like Equifax (AU).
• Familiarity with verification tools and fraud checks used in the Australian mortgage ecosystem.
• Proficiency in tools like MS Excel and capable of doing basic root cause analysis, framing action plans, lean and Continuous Improvement) with good communication skills.

Apply Mode: Walk-in

Walk-in Details:

Walk-in Date: 12th & 13th Sept 2025

Time: 10.00 AM – 3.00 PM

Interview Address:

HCL Technologies Ltd,
ETA 3, No 33,
Block 1, Sandhya Infocity,
OMR, Rajiv Gandhi Salai,
Navalur, Chennai.

About HCLTech:

HCL Technologies Limited, commonly known as HCLTech, is a leading Indian multinational IT services and consulting company headquartered in Noida, Uttar Pradesh. Founded in 1976 by Shiv Nadar, HCLTech was spun off from HCL Enterprise in 1991 to focus on software and technology services.