Company Name: Mphasis
Job Role: Underwriter
Experience: 2 – 7 Years
Qualification: Any Graduates
Job Type: Full Time
Job Location: Chennai
Salary: Best in Industry
Job Description:
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Essential Job Functions
- Maintain conforming signing authority and quality standards
- Maintain current knowledge of client and investor requirements
- Perform complete and in-depth review of mortgage loan files including income (inclusive of rental income, IRA, annuity and 401K), assets, credit and collateral
- Utilize clients loan operating system to ensure accurate data entry
- Evaluate and ensure overall loan documents are accurate, complete, and compliant
- Manually underwrite loans in accordance with client guidelines
- Restructure non-conforming loans in order to meet conforming loan limits
Complete POA review - Identify and/or clear red flags
- Issue loan decision and condition file accordingly
- Review and approve conditions for compliance and completion of loan file
- Provide excellent customer service to internal and external clients
- Assist Processors/Loan Officers in understanding underwriting decisions and conditions
- Resolve pre and post-closing issues as they relate to underwriting
Requirements:
- Minimum 1.5 years of experience in US mortgage underwriting. Required experience in live underwriting.
- Strong knowledge of income calculations, tax returns, reading credit reports, identifying red flags
- Knowledge of appraisal and title, and ability to recognize red flags and ineligible properties
- Strong analytic, interpersonal, and verbal and written communication skills
- Detail-oriented with strong ability to time manage
- Ability to work in a flexible and production-oriented environment
- Must be able to work in a high stress environment while delivering a high-level of customer service
- Must be willing and able to work as part of a team
Walk-in Details:
Walk-in Date: 10th to 12th December 2024
Time: 10.00 AM – 1.00 PM
Venue Details:
DLF SEZ IT Park,
Tower 1B, 4 floor,
Shivaji Garden,
Manapakkam,
Mount Poonamalle Road,
Chennai-600089.
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