Mphasis Walk-in Interview for Freshers/Exp – Career Interviews in Mphasis – Fresher Jobs in Mphasis

Company Name: Mphasis

Job Role: Underwriter

Experience: 2 – 7 Years

Qualification: Any Graduates

Job Type: Full Time

Job Location: Chennai

Salary: Best in Industry

Job Description:

Essential Job Functions

• Maintain conforming signing authority and quality standards
• Maintain current knowledge of client and investor requirements
• Perform complete and in-depth review of mortgage loan files including income (inclusive of rental income, IRA, annuity and 401K), assets, credit and collateral
• Utilize clients loan operating system to ensure accurate data entry
• Evaluate and ensure overall loan documents are accurate, complete, and compliant
• Manually underwrite loans in accordance with client guidelines
• Restructure non-conforming loans in order to meet conforming loan limits
  Complete POA review
• Identify and/or clear red flags
• Issue loan decision and condition file accordingly
• Review and approve conditions for compliance and completion of loan file
• Provide excellent customer service to internal and external clients
• Assist Processors/Loan Officers in understanding underwriting decisions and conditions
• Resolve pre and post-closing issues as they relate to underwriting

Requirements:

• Minimum 1.5 years of experience in US mortgage underwriting. Required experience in live underwriting.
• Strong knowledge of income calculations, tax returns, reading credit reports, identifying red flags
• Knowledge of appraisal and title, and ability to recognize red flags and ineligible properties
• Strong analytic, interpersonal, and verbal and written communication skills
• Detail-oriented with strong ability to time manage
• Ability to work in a flexible and production-oriented environment
• Must be able to work in a high stress environment while delivering a high-level of customer service
• Must be willing and able to work as part of a team

Walk-in Details:

Walk-in Date: 10th to 12th December 2024

Time: 10.00 AM – 1.00 PM

Venue Details:

DLF SEZ IT Park,
Tower 1B, 4 floor,
Shivaji Garden,
Manapakkam,
Mount Poonamalle Road,
Chennai-600089.