Company Name: HCLTech

Job Role: Associate

Experience: 1 – 6 Years

Qualification: Any Graduate

Job Type: Full Time

Job Location: Chennai

Salary: Best In Industry

Job Description:

This is a Residential Mortgage Underwriting process which involves a complete analysis of the loan parameters and the borrowers details pertaining to Income, credit and assets.

Candidate shall be responsible for rendering decisions on credit applications based on established criteria. Determine creditworthiness, risk associated with borrower based on credit profile and Income worthiness (Income analysis) of the borrower. Communicate decisions that most effectively mitigate credit risks, including data integrity and validity of information submitted. Applies understanding of established guidelines, Fair Lending and all other regulatory requirements when evaluating loan attributes while utilizing prudent underwriting judgment and experience.

Responsibilities:

• Works under moderate supervision; acquires and applies maturing knowledge of the business, its products, and processes.
• Evaluate and verify applications determining whether borrower will be able to repay the loan by performing a detailed income verification (Income Verification and analysis)
  Verify income and employment information,
• Review credit history, including Bankruptcy, Fraud alerts, Bankruptcy Discharge, Delinquency and Foreclosures. (Credit Review and Analysis)
• Calculate the value of the borrowers collateral and assets (Asset Review and Analysis)
• Ensure that the property specifications and loan terms meet Banks requirements and government regulations.

Skills Required:

• Excellent reading and comprehension skills.
• Excellent decision-making skills that are backed by relevant details and research.
• Good analytical and audit skills.
• Good oral and written communication skills along with good listening skills
• Knowledge pertaining to the regulations governing mortgage lending.
• Logical and reasoning skills
• Ability to multitask
• Must pay close attention to detail

Minimum Requirements

• Bachelor’s degree in any discipline preferably B. Com/BBA/MBA.
• 3 to 5 years of overall banking experience with a minimum of 1 to 2 years experience in residential Mortgage Underwriting for Conventional/FHA/VA loans.
• Willingness to work in night shifts is a must.Role & responsibilities

Apply Mode: Walk-in

Walk-in Details:

Walk-in Date: 27th to 28th March 2025

Time: 11.00 AM – 2.00 PM

Venue Details:

ETA 3 ,Techno Park: 33,
Rajiv Gandhi Salai,
Navallur Village and Panchayat,
Thiruporur Panchayat Union,
Chennai, Tamil Nadu 603103, India.

Company Name: TCS

Job Role: Financial Analyst

Experience: 5 – 10 Years

Qualification: Any Graduate

Job Type: Full Time

Job Location: Chennai

Salary: Best in Industry

Job Description:

• Analyze current and past trends in key performance indicators including all areas of revenue, cost of sales, expenses and capital expenditures
• Monitor performance indicators, highlighting trends and analyzing causes of unexpected variance
• Oversee and manage the continued development of Budgeting, Financial Forecasting, Operating Plan and Modeling tools
• Ad-Hoc Reporting and Analysis
• Quarterly and Monthly Financial reports
• Implement and work with a Business Intelligence Tool and Dashboard reports
• Improve performance by evaluating processes to drive efficiencies and understand ROI in marketing programs, menu pricing, new rollouts as well as new projects
• Develop financial models and analyses to support strategic initiatives
• Analyze complex financial information and reports to provide accurate and timely financial recommendations to management for decision making purposes
• Supporting Senior Management Team and Departments heads with in-depth analysis .

Mandatory Requirements (How to generate your EPCN)

EPCN number is mandatory for eligibility of the interview. Follow the below steps to register and mention the EPCN number on your resume

Step 1: Visit https://ibegin.tcs.com/iBegin/
Step 2: Click to login
Step 3: Click New user (Register with us)
Step 4: Select “BPO” in areas of interest and complete the registration. (Fill the details)
Step 5: Once completed, your TCS no. would be generated which starts from EP2025XXXX.
Step 6: You will receive the EP number on your personal e-mail ID.

Apply Mode: Walk-in

Walk-in Details:

Walk-in Date: 28th March 2025

Time: 10.00 AM – 12.30 PM

Interview Address:

Tata Consultancy Services 415/21-24,
Kumaran Nagar, Sholinganallur,
Old Mahabalipuram,
Chennai – 600 119,Tamil Nadu.