Company Name: Mphasis
Job Role: Underwriter
Experience: 2 – 7 Years
Qualification: Any Graduates
Job Type: Full Time
Job Location: Chennai
Salary: Best in Industry
Job Description:
Essential Job Functions
- Maintain conforming signing authority and quality standards
- Maintain current knowledge of client and investor requirements
- Perform complete and in-depth review of mortgage loan files including income (inclusive of rental income, IRA, annuity and 401K), assets, credit and collateral
- Utilize clients loan operating system to ensure accurate data entry
- Evaluate and ensure overall loan documents are accurate, complete, and compliant
- Manually underwrite loans in accordance with client guidelines
- Restructure non-conforming loans in order to meet conforming loan limits
Complete POA review - Identify and/or clear red flags
- Issue loan decision and condition file accordingly
- Review and approve conditions for compliance and completion of loan file
- Provide excellent customer service to internal and external clients
- Assist Processors/Loan Officers in understanding underwriting decisions and conditions
- Resolve pre and post-closing issues as they relate to underwriting
Requirements:
- Minimum 1.5 years of experience in US mortgage underwriting. Required experience in live underwriting.
- Strong knowledge of income calculations, tax returns, reading credit reports, identifying red flags
- Knowledge of appraisal and title, and ability to recognize red flags and ineligible properties
- Strong analytic, interpersonal, and verbal and written communication skills
- Detail-oriented with strong ability to time manage
- Ability to work in a flexible and production-oriented environment
- Must be able to work in a high stress environment while delivering a high-level of customer service
- Must be willing and able to work as part of a team
Walk-in Details:
Walk-in Date: 10th to 12th December 2024
Time: 10.00 AM – 1.00 PM
Venue Details:
DLF SEZ IT Park,
Tower 1B, 4 floor,
Shivaji Garden,
Manapakkam,
Mount Poonamalle Road,
Chennai-600089.
Tips for Attending Walk-In Interviews
Walk-in interviews are a golden opportunity for jobseekers to secure a job without the long wait of traditional interview processes. However, with many candidates competing for the same position, it's crucial to make a strong and positive impression. Here are some valuable tips to help you stand out and succeed in your next walk-in interview.
1. Do Your Homework
Even though walk-ins are often spontaneous, take time to research the company, its services, and the role you're applying for. This shows your genuine interest and helps you tailor your responses effectively.
2. Dress Professionally
Your appearance matters. Wear neat, formal attire that suits the job role. Clean shoes, groomed hair, and minimal accessories reflect your seriousness and professionalism.
3. Carry All Necessary Documents
- Updated Resume (Multiple Copies)
- Passport Size Photographs
- Educational Certificates
- Experience Letters (if any)
- Valid ID Proof
4. Be Punctual
Arriving early gives you time to settle in, observe the environment, and be mentally prepared. It also shows that you value the interviewer’s time.
5. Practice Your Pitch
Prepare a short and effective self-introduction. Be clear about your skills, career goals, and how you can add value to the company.
6. Stay Confident & Courteous
Maintain eye contact, offer a firm handshake, and listen actively. Confidence, without arrogance, creates a positive impression.
7. Follow Up
If you’re given a business card or email, don’t forget to send a thank-you message. It reflects professionalism and interest in the role.
By following these simple yet powerful tips, you can improve your chances of converting walk-in interviews into job offers. Good luck on your career journey!
