Company Name: HCLTech
Job Role: Analyst
Experience: 2 – 6 Years
Qualification: Any Graduate
Job Type: Full Time
Job Location: Bangalore, Chennai, Sholinganallur
Salary: Rs.1,00,000/- to Rs.5,00,000/-
Job Description:
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- Must have experience in analysis of customers current financial position, employment history, credit history, credit needs, ability to pay and the asset being offered as security.
- Well-versed with the 4 Cs of Credit.
- Extensive skill to adhere to regulatory and company guidelines and should be able to understand complex-subject matters quickly.
- Experience in assessing the credit risk associated with each loan application and providing an outcome regarding Approval/decline of the loan application.
- Experience in lending/credit policy, product and Mortgage Insurance guidelines, and a high level of judgement, in assessing applicants credit worthiness.
- Experience in reaching out to external stake holder communication via calls with Brokers/Lenders.
- Expertise in Customer centric communication with positive repo building.
- Excellent written and verbal communication skills.
Qualification & Experience:
- Bachelors or Masters degree in any field.
- 2+ years of experience in Pre-underwriting, Loan Processing, Mortgage Underwriting or Post Close Underwriting in Australian Mortgage, USA & UK mortgage domain.
- Proven work experience as a Mortgage Underwriter or similar role
- Strong understanding of Australia, USA, or UK lending regulations is essential for this role.
Perks and Benefits:
- MNC
- Cab facility (two way) (Upto 30 Kms Only)
- Salary : great in the industry
- Excellent working environment
- Free Cab for female employees
- International Trainers
- World class exposure
Walk-in Details:
Walk-in Date: 3rd to 4th January 2025
Time: 11.00 AM – 2.00 PM
Interview Address:
Chennai:
TOWER 4 – HCL Elcot Sez,
Sholinganallur,
Chennai, Tamil Nadu 600119
Bangalore:
HCL Tech, ITPL SEZ,
Aviator Building,
8th Floor Unit-B,
Whitefield Main Rd,
Bengaluru, Karnataka 560066.
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